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Updated: Jul 13, 2026
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IIC Essential Skills for the Insurance Broker and Agent Sample Questions:
1. Which is an example of an indirect loss?
A) Arson at a retail store, initiated by an employee
B) Water damage to an apartment when a frustrated tenant intentionally fails to turn off a tap
C) Loss of income following a fire claim that closes a factory
D) Liability claim resulting from a slip and fall at a cinema
2. Trevor is cutting down a tree in his backyard. The tree accidentally falls onto his neighbour's shed, destroying the roof. Two weeks later, Trevor receives a document from his neighbour suing him for the damages to the shed and its contents. Which document has Trevor received?
A) Statement of claim
B) Judgment notice
C) Damages attestation
D) Statement of defence
3. a) Describe the characteristics and exposures of a seasonal dwelling.
b) Describe the characteristics of a mobile home.
4. Katherine is employed as an adjuster and has been assigned a large liability claim. The insured had two recent claims and Katherine suspects this claim might be staged. She sends the insured a non-waiver agreement allowing her to investigate the loss without accepting liability. If the insured refuses to sign the agreement, what would Katherine send next?
A) Acceptance confirmation
B) Reservation of rights letter
C) Forfeiture agreement
D) Liability admittance notice
5. What aspect of communication involves parties interpreting verbal and non-verbal cues?
A) Matching
B) Active listening
C) Building rapport
D) Passive exchange
Solutions:
| Question # 1 Answer: C | Question # 2 Answer: A | Question # 3 Answer: Only visible for members | Question # 4 Answer: B | Question # 5 Answer: B |
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