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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A) Disability income.
B) Cost of living.
C) Guaranteed renewability.
D) Guaranteed insurability.

2. In Ohio, an agent must be appointed by the Insurer within how many days from the date the agency contract Is
executed, or the first Insurance application Is submitted?

A) 30
B) 20
C) 10
D) 15

3. All the following riders can Increase the death benefit amount EXCEPT

A) Guaranteed Insurability.
B) Cost of Living.
C) Accidental Death Rider.
D) Waiver of Premium.

4. Survivorship life insurance policies are useful in estate planning because they

A) can provide money to pay taxes on assets.
B) redistribute the premium obligation during the early years of the policy.
C) provide funeral insurance and pre-need burial insurance.
D) accumulate a sum of money for retirement.

5. Which of the following dividend options is taxable?

A) 1-year term.
B) Return of premium.
C) Paid up additions.
D) Accumulation at interest.

Solutions: