Study and Prepare with ACAMS CAMS7 Korean study material, That's Easy to pass With PracticeMaterial!
Updated: Jun 02, 2026
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1. 비정상적인 거래 패턴을 자동으로 식별하는 데 가장 효과적인 자금세탁방지(AML) 통제 방법은 무엇입니까?
A) 직원 휴가 일정
B) 수동 서명 확인만 가능
C) 고객 마케팅 설문조사
D) 거래 모니터링 시스템
2. 한 은행 인사부 채용 담당자가 프라이빗 뱅킹 부문의 관계 관리자 직책에 지원자를 최종 선정했습니다. 은행의 규정 준수 정책에 따라 채용팀은 사기 및 자금 세탁을 포함한 잠재적 위험으로부터 은행을 보호하기 위해 신입 직원에 대한 적절한 신원 조회를 실시해야 합니다.
최종 선정된 후보자에 대한 잠재적인 부정적인 정보를 파악하는 데 가장 유용한 자료는 무엇입니까? (세 가지 선택)
A) 범죄 경력 검색
B) 과거 고용 기록
C) 인터넷 및 공공 미디어 검색
D) 개인 이력서
E) 가까운 동료들의 개인 추천서
3. 다음 중 호라이즌 스캐닝을 수행하는 데 효율적인 접근 방식은 무엇입니까? (2개 선택)
A) 규제적 시야 스캐닝을 위한 특정 공급자 사용
B) 규제 기관에 정기적으로 연락하여 업데이트 및 향후 개발 사항을 문의합니다.
C) 동료 및 작업 그룹의 정보와 통찰력에 의존
D) 규제 기관 뉴스레터 구독
4. 미국 애국법의 어느 조항이 자금 몰수와 관련이 있고, 영토외 적용을 허용합니까?
A) 섹션 319(a)
B) 섹션 314(b)
C) 섹션 319(b)
D) 섹션 314(a)
5. 보험 회사의 장기 고객이 추가 일시불 지급을 요구하는 보험 약관을 변경합니다. 지급해야 할 금액은 높지만, 수집된 KYC 정보를 기준으로 볼 때 고객의 재정 여건에 맞는 수준입니다. 이 지급은 자금세탁방지(AML) 규제가 느슨한 것으로 알려진 다른 관할권의 회사를 통해 이루어집니다.
의심스러운 활동을 나타내는 지표는 무엇입니까?
A) 지불은 AML 통제가 느슨한 것으로 알려진 관할권의 회사를 통해 이루어졌습니다.
B) 지불은 보험에 가입한 고객이 소유하고 관리하는 것으로 보이는 회사를 통해 이루어졌습니다.
C) 수집된 KYC 정보를 기반으로 볼 때 추가 지불 가능한 보험료는 클라이언트의 재정 범위 내에 있는 것으로 보입니다.
D) 장기 고객이 이미 시행 중인 정책을 변경하고 싶어합니다.
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: A | Question # 3 Answer: A,D | Question # 4 Answer: C | Question # 5 Answer: A |
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