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ACAMS CAMS7 Korean Exam Syllabus Topics:

SectionWeightObjectives
Understanding Risks and Methods of Financial Crime30%- Financial Crime Risks related to real estate
- Financial Crime Risks related to VASPs, cryptoassets, and related products
- Financial Crime Risks related to MSBs, PSPs, and ecommerce platforms
- Financial Crime Risks related to gaming and gambling
- Financial Crime Risks related to insurance products
- Financial Crime Risks related to products within other financial sectors
- Financial Crime Risks related to trusts and company service providers
- Financial Crime Risks related to Politically Exposed Persons (PEPs) and high-risk customers
- Financial Crime Risks related to gatekeepers
Global AFC Frameworks, Governance and Regulations- AML Regulatory Framework (Elective options: Canada, EU, UK, USA)
Tools and Technologies to Fight Financial Crime
Building an AFC Compliance Program

ACAMS Certified Anti-Money Laundering Specialist (CAMS7 the 7th edition) (CAMS7 Korean Version) Sample Questions:

Question #1

한 다국적 금융기관이 미국, 독일, 싱가포르에 걸쳐 유령회사를 이용한 의심스러운 거래를 포착했는데, 이는 자금세탁 계획의 일부로 보였다. 독일 금융정보분석원(FIU)은 미국과 공동 조사를 시작했다.
금융범죄단속네트워크(FinCEN)와 싱가포르 금융정보분석원(FIU)이 공동으로 진행한 이번 조사는 서로 다른 법적 체계, 개인정보보호법, 절차적 요건으로 인해 어려움을 겪었습니다.
이러한 관할 구역 전반에 걸쳐 규제 당국과 법 집행 기관 간의 협력을 강화하여 성공적인 조사를 보장하는 데 가장 적합한 접근 방식은 무엇일까요?

  • A. 자금세탁방지법이 가장 엄격한 관할 구역에 조사를 집중시켜 절차를 간소화하고 여러 관할 구역에 걸친 조정의 복잡성을 줄입니다.
  • B. 서로 다른 관할권의 규제 당국과 법 집행 기관 간의 중재를 위해 제3자 컨설팅 회사를 고용하는 것
  • C. 각 관할권의 기존 법적 체계와 비공식적 소통 채널에 의존
  • D. 상호 사법 지원 조약(MLAT) 체결
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

한 대형 국제 금융기관(FI)이 미국과 유럽연합(EU) 양국에서 사업을 운영하고 있습니다. 미국과 프랑스 이중 국적을 가진 고액 자산가 고객이 관련된 국경 간 거래에서, 위험도가 높은 관할 지역에 있는 제3자 중개인이 개입되어 우려가 제기되고 있습니다.
해당 거래가 미국 은행비밀보호법(BSA) 및 해외자산통제예방센터(OFAC)의 요건뿐 아니라 유럽연합의 제6차 자금세탁방지지침(6AMLD) 및 유럽은행감독청(EBA) 규정의 적용을 받는다는 점을 고려할 때, 컴플라이언스 팀이 규정을 준수하기 위한 최선의 접근 방식은 무엇일까요?

  • A. 규정 준수를 간소화하기 위해 가장 엄격한 규제 체제를 따릅니다.
  • B. 거래가 미국에서 시작되므로 미국 규정만 준수하십시오.
  • C. 미국 및 EU AFC 규정을 모두 충족하는 이중 준수 접근 방식을 구현합니다.
  • D. 수혜자가 프랑스에 거주하므로 EU 규정만 준수해야 합니다.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #3

변호사, 회계사, 신탁 및 회사 서비스 제공자(TCSP)와 같은 직업은 다음과 같은 이유로 "게이트키퍼"라고 불리기도 합니다.

  • A. 모든 관할권의 자금세탁 방지법 및 규정에 따라 범죄자들이 불법 자금을 합법적 경제에 통합하는 것을 막기 위해 필요합니다.
  • B. 자금세탁 방지법과 규정을 이해하지 못하고 이를 준수하지 않아, 범죄자들이 합법적인 경제에 무심코 진입할 수 있도록 허용하는 경우가 많습니다.
  • C. 범죄자들이 합법적인 경제에 진입하도록 의도적으로 허용할 수 있는 고위험 행위자입니다.
  • D. 금융 시스템의 진입점이며 합법적인 경제로 불법 자금이 침투하는 것을 막는 최전선입니다.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #4

다음 위험 요소 중 보험 상품의 자금 세탁과 일반적으로 관련된 것은 무엇입니까?
(두 가지를 선택하세요.)

  • A. 신용카드를 사용하여 보험 상품 구매
  • B. 암호화폐 또는 기타 비법정 통화를 사용하여 보험 정책 자금 조달
  • C. 자금을 현금화하기 위해 조기에 정책을 포기함
  • D. 보험상품의 투자성과에 지나치게 집중하는 것
Reveal Solution  Discussion  0

Correct Answer: B,C  🗳️

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Question #5

공급업체와 관련된 어떤 상황이 조직에 AML 및/또는 제재 위험을 증가시킬 수 있습니까?

  • A. 공급업체에는 회사의 10% 이상을 소유하거나 통제하는 개인이 없습니다.
  • B. 공급업체의 영업 담당자는 어린 시절에 제재 관할권에서 온 난민이었습니다.
  • C. 공급업체는 경제 제재 대상 지역에 위치한 최종 사용자에게 서비스를 제공합니다.
  • D. 공급업체는 비상장 회사로 조직되어 있습니다.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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