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Last Updated: Jul 28, 2026

No. of Questions: 865 Questions & Answers with Testing Engine

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ACAMS CAMS Practice Q&A's

CAMS PDF
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Recertification

Individuals must get recertified every three years if they wish to maintain their CAMS certification. To get recertified, individuals must have maintained their ACAMS membership, provide proof of having continued their professional education, and submit an online application along with a recertification fee.

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Exam Details

The CAMS is a 3.5-hour test consisting of 120 multiple-choice and multiple-select questions. To pass and obtain the CAMS certification, test-takers must achieve a score of 75 or more. ACAMS recommends that candidates arrive/log in 30 minutes before the scheduled time for the official exam as latecomers may not be allowed to take the test and this allows ample time for check-in. Test-takers are also required to bring along with them the two forms of current and valid government-issued identification. Please note that the identification must include a photograph and signature. Also, please ensure that the name used when registering for the real exam is one and the same as it appears on the identification.

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How much CAMS Exam Cost

There are two options. Candidate can choose either with a virtual classroom package or without a virtual classroom package.

Price and benefits of with virtual classroom package

  • The price of this package is $1,880 for private sectors and $1,540 for public sectors
  • This package consists of a CAMS study guide, Online Preparation Course, CAMS Virtual classroom and CAMS Examination

Price and benefits of without virtual classroom package:

  • The price of this package is $1,459 for private sectors and $1,145 for public sectors
  • This package consists of a CAMS study guide, Online Preparation Course and CAMS Examination

Reference: https://www.acams.org/sites/default/files/2024-02/EN-CAMS_011924.pdf

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ACAMS CAMS Exam Syllabus Topics:

SectionWeightObjectives
AML/CFT Compliance Programs28%- Training, audit and independent review
  • 1. Continuous improvement
  • 2. Staff training programs
  • 3. Internal and external audit functions
- Core elements of compliance programs
  • 1. Risk assessment and management
  • 2. Policies, procedures and controls
  • 3. Governance and oversight
- Reporting and record-keeping
  • 1. Record retention requirements
  • 2. Suspicious activity reporting (SAR/STR)
- Customer due diligence requirements
  • 1. Ongoing monitoring
  • 2. Beneficial ownership identification
  • 3. KYC/CDD and enhanced due diligence
Compliance Standards for AML/CFT25%- Risk-based approach fundamentals
  • 1. Principles of risk assessment
  • 2. Application across jurisdictions
- Global regulatory frameworks
  • 1. FATF 40 Recommendations
  • 2. USA PATRIOT Act and national regulations
  • 3. Wolfsberg Principles
  • 4. EU AML Directives
  • 5. Basel Committee guidelines
- International organizations and bodies
  • 1. Standard-setting bodies
  • 2. Financial Action Task Force
  • 3. Egmont Group of Financial Intelligence Units
Risks and Methods of Money Laundering and Terrorist Financing26%- Sector-specific vulnerabilities
  • 1. Real estate
  • 2. Money services businesses
  • 3. Insurance sector
  • 4. Gaming and casinos
  • 5. Securities and capital markets
  • 6. Banking and deposit-taking institutions
  • 7. Precious metals and high-value goods
  • 8. Legal and professional service providers
- Money laundering stages and mechanisms
  • 1. Placement, layering, integration
  • 2. Trade-based money laundering
  • 3. Terrorist financing methods
- Sanctions and related risks
  • 1. Consequences of non-compliance
  • 2. UN, EU, OFAC and other sanctions regimes
Conducting and Responding to Investigations21%- Disciplinary and remedial actions
  • 1. Corrective measures and sanctions
  • 2. Preventing recurrence
- Investigation process and case management
  • 1. Case documentation and reporting
  • 2. Evidence gathering and analysis
- Detection and red flags
  • 1. Identifying suspicious activities and transactions
  • 2. Industry-specific red flags
- Information sharing and cooperation
  • 1. Domestic and international cooperation
  • 2. Working with FIUs and law enforcement
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